Unit 3 investing making money work for you
Global macro indicators are currently strong, with a clear cyclical recovery underway in most regions of the world. Expectations are high for a continuation of this economic strength, which is currently underpinning risk assets. In recent weeks, investors have been on a President Zuma-fuelled rollercoaster ride as market valuations and currencies reacted to the political and economic fallout of the Cabinet reshuffle.
For as little as R, invest gives you access to a managed portfolio, share education resources and a monthly market update. Capital preservation ie, avoiding losses is as important to building a superior, long-term track record as picking winning investments.
A series of big, usually unexpected, events shaped financial markets in This infographic from Cannon Asset Managers summarises the tumultuous year. For the first time since Decembervalue stocks have pulled ahead of growth stocks when measured over a one-year period. In the final video of his Investing Demystified series, Lars Kroijer explains how to select the right products for your passive portfolio, and how to keep your strategy on track.
In part 4 of Lars Kroijer's Investing Demystified video series, he looks at how you should structure your investment portfolio based on your own risk profile.
It really depends on your needs. Nedbank, Capitec and FNB seem to be the banks offering some of the best […].
With white-collar crime on the rise, you might want to keep an eye on your bank statements and salary slips every month. The life insurance industry and the Association for Savings and Investment South Africa Asisa are urging people to be aware of an increase in fictitious policies. Is it wise to take it back to bank or to a dealer and will he get something back? Savings clubs are very popular ways to save because they form a social contract between friends which helps create the […].
FNB has come up with a programme called Quick Sell that acknowledges that, although property values have dropped, outstanding loan balances are still at levels from previous years.
A concept that might make life easier for potential buyers — and sellers who are struggling to sell or to get their asking price — is Rent2Buy, touted as an alternative way to buy and sell properties.
So proving you can afford to pay off a home loan can be an exercise in frustration. Interest rates will eventually start going up and you need to bullet proof your finances now. The banks are currently advising customers to consider fixing their home loans so that when the interest rates increase, your monthly payments will not be affected. But there is a better solution. Earlier this week I was interviewed on radio about savings accounts for children.
I related a story about the savings […]. I recently wrote about how a R a month investment became worth R35 by just investing investing in Satrix […].
Money - Wikipedia
It is always best to pay off high interest debt like your credit card. If you want […]. FNB and the Automobile Association AA offer these really helpful tips that could save you money in the long run.
Paul Slot, director of debt-counselling at Octogen, says that every year hundreds of thousands of South Africans fall into the debt trap. The National Treasury Department has gone out of its way to get South Africans to save.
You can simply walk into your nearest Pick n Pay branch and purchase RSA Retail Savings Bonds — and there are no charges, commissions or costs involved. You need to take your personal circumstances into consideration but here are some points to consider: Absolute Return Funds are unit trust funds that use a variety of investment strategies to target a return over a defined investment time horizon and protect investors against losses incurred over a period of time.
As the rand fluctuates, you might want to look into the replacement value of any imported goods you may have. A fluctuation in the exchange rate on half a million rand can end up being a huge difference when it comes to replacing expensive goods that have been imported. An effective early-warning system is the best personal risk-management tool you can have.
The ombudsman for long-term insurance mediates in disputes between members of the long-term insurance industry and policyholders. The service is free and the ombudsman helps to resolve disputes quickly, through mediation and with cost-effectiveness in mind.
Pensions & Investments - The International Newspaper of Money Management
A beneficiary fund is a specialised type of pension fund that was introduced in by the government. It exists exclusively to receive lump-sum payments, known as death benefits, on behalf of minor dependants. Can a with-profit annuity — which is technically a hybrid between a living annuity and a life annuity — beat inflation in the long term? Pension fund legislation favours dependents above all other claimants.
It is very important that your friend sells the car rather than waiting until the bank repossess the car. Repossessions sell for well below the market price. As you will see from the response from Absa, your friend will get the best deal by selling privately — but follow some important rules to make sure he is not conned. Payday 2 easy money ps3 he can sell through an accredited dealer.
I was recently asked whether or not it was possible for a family of four to live without short-term forex factory filehippo. I think the question needs to be reversed.
We need to be asking why we believe we need debt in order to live. Credit life is an insurance to settle your loan should you die, become disabled or lose your job. While it has its place it can be abused and consumers need to understand their rights.
I have thought that I should start saving […]. Can I still apply for a personal loan […]. Chris unit 3 investing making money work for you Kock, executive head binary options with a gift sales and marketing at WesBank, has free online captcha entry work from home up with some tips to help us all save on our monthly car expenses.
Knowing exactly how much electricity you use is essential if you are going to introduce an plateforme de trading forex power saving campaign at home and save money. Even a less-than-wealthy family can benefit from some key strategies that wealthy families seek to adopt. What a budget really means is spending less than you earn and saving the balance.
Most of us think we know the state of our finances, but right now can you say exactly how much do you spend each month? But it would take less than an hour to draw up a budget — this is how. Home Public Speaking Events Forum Video Tips About Contact. Saving Options strategies iron butterfly Retirement Budgeting Borrowing Banking Insurance Property.
The 10 key themes investors must not ignore in April 20, Surviving market turmoil April 17, Why we are not getting ahead February 20, While we are getting our debts under control we are not investing in wealth-creating assets.
Get a managed portfolio for just R February 6, The first and foremost rule of investing: A summary of the JSE in January 9, Value vs Growth — are we at an arbitrage in binary options ladder point?
Investing Demystified Part 5: Implementing the Investing Demystified portfolio November 30, Investing Demystified Part 4: The simple portfolio to suit your risk November 21, Never Miss A Post Again! About the Author Maya on Money is a collection of articles by financial journalist Maya Fisher-French; contributions from other authors and questions posted by readers.
We encourage readers to post questions and add comments to create an interactive forum where people can gain information on how to better manage their money.
Previously on Banking What is the cheapest bank account? Nedbank, Capitec and FNB seem to be the banks offering some of the best […] Islamic banking — could it work for you?
Protect yourself against insurance fraud 15 Jun With white-collar crime on the rise, you might want to keep an eye on your bank statements and salary slips every month.
A revolutionary home ownership concept 2 Jun A concept that might make life easier for potential buyers — and sellers who are struggling to sell or to get their asking price — is Rent2Buy, touted as an alternative way to buy and sell properties.
The pros and cons of coastal retirement 20 Jun Tips for potential buyers considering coastal retirement. Should you fix your mortgage? Previously on Saving The secret to creating wealth 8 Sep Earlier this week I was interviewed on radio about savings accounts for children.
I related a story about the savings […] Deciding between a unit trust or an ETF 8 Sep I recently wrote about how a R a month investment became worth R35 by just investing investing in Satrix […] What should be in my financial plan?
If you want […] Twelve tips for buying a used car privately 1 Jun FNB and the Automobile Association AA offer these really helpful tips that could save you money in the long run. Couples and money 11 Jun Five tips on how to talk about money with your loved one. Five tips on budgeting to avoid debt 18 Jun Paul Slot, director of debt-counselling at Octogen, says that every year hundreds of thousands of South Africans fall into the debt trap.
Previously on Investing The secret to creating wealth 8 Sep Earlier this week I was interviewed on radio about savings accounts for children. I related a story about the savings […] Deciding between a unit trust or an ETF 8 Sep I recently wrote about how a R a month investment became worth R35 by just investing investing in Satrix […] How do I start investing?
Over […] What should be in my financial plan? Previously on Insurance What should be in my financial plan?
If you want […] Imported goods and insurance 7 Jun As the rand fluctuates, you might want to look into the replacement value of any imported goods you may have. What you need to know about insurance claims and excess 13 Jun There are so many different excesses that taking out an insurance policy can be a minefield.
Alarm systems and insurance: How the ombudsman for long-term insurance can help you 5 Jul The ombudsman for long-term insurance mediates in disputes between members of the long-term insurance industry and policyholders.
Previously on Retirement What should be in my financial plan? If you want […] Jargon buster: Who gets your retirement fund benefits when you die? Why is life-stage investing a good idea? Previously on Borrowing Avoiding Repossession 18 Jul Maya replies: The cost of insurance on your loan 21 Sep Credit life is an insurance to settle your loan should you die, become disabled or lose your job. Should you save when you have debts to repay?
Unit 3 Investing: Making Money Work for You - Personal Finance
I have thought that I should start saving […] Can foreigners apply for loans? Previously on Budgeting What should be in my financial plan? If you want […] Couples and money 11 Jun Five tips on how to talk about money with your loved one. Calculate how much energy your electricity appliances use 27 Aug Knowing exactly how much electricity you use is essential if you are going to introduce an effective power saving campaign at home and save money.
The one-hour budget 9 Sep What a budget really means is spending less than you earn and saving the balance. Follow Me facebook twitter linkedin. Maya on Money Sound Cloud. Previous Podcasts 5 Things to ask when choosing your medical scheme Affordability — What does this mean?
Annual Fees Dangers of Balloon Payments Debt Consolodation. Health Warning While we hope the information provided on this site will be useful in making financial decisions it is not to be viewed as advice. If you require financial advice you need to contact a registered financial advisor. Website developed by The First Step Web Design and Development.